Representation for Auto Accident Claims in St. John’s County
Automobile accidents happen every day, and these events are a common cause of property damage, personal injury, physical damage, and even death. If you or someone you love has been the victim of a traffic accident, it’s important to have the right legal help on your side.
Many factors dictate the extent of your injuries and the damages you are entitled to. Compensation may include payment of medical bills, lost wages, damages for pain and suffering, and more. You can guarantee that the other driver’s insurance company will be lining up lawyers who will try to push you into a quick settlement.
At Glober + Glober Attorneys, P.A., we know you are eager to get your life back on track, and you don’t want to spend all your time arguing with the defense on the other team. Our Jacksonville car accident lawyers are here to help you get the answers, the support, and the compensation you need to put this horrific event behind you and focus squarely on getting back on your feet.
Florida Car Accident Laws
After a car accident occurs Florida follows a no-fault rule to determine who pays damages, and who is legally liable. A no-fault rule essentially states that, with the exception of some circumstances, all parties file an accident claim with their own insurance regardless of who is at fault for causing an accident. This system is directly opposed to an at-fault system some states follow. In this system, the party responsible for causing the accident is the one held liable for paying damages through their insurance carrier.
An at-fault system works through the use of personal injury protection insurance or PIP insurance. In Florida, PIP coverage is mandatory for all drivers and coverage includes:
- A minimum of $10,000 in personal injury protection (PIP) benefits
- A minimum of $10,000 in property damage liability (PDL) benefits (This coverage is also mandatory and is used if you damage someone else's vehicle or other property in an accident).
PIP benefits cover up to 80% of all necessary medical expenses up to a maximum of $10,000 after an accident. For most cases, compensation will be recovered through the PIP system, meaning regardless of who was at fault, your own insurance will pay out damages. However, some injuries are more severe than others. The state of Florida does take this into account when it comes to pursuing damages. In the event the injured party suffers a “serious” injury Florida car accident law allows for a third party, personal injury claim to be filed against the negligent party. A serious injury can be:
- A permanent injury
- Injuries that lead to death
- An injury that leads to severe scarring or disfigurement
- An injury that leads to a loss of an important bodily function
If an injury victim has suffered any of the above, they or their families will have an option to file a personal injury claim against the responsible party. A personal injury claim allows an injury victim the option to recover more compensation than a PIP claim and allows the claimant to pursue damages not available in PIP claims, such as non-economic damages.
A Jacksonville car accident attorney from our firm can help you recover the compensation you deserve, in either PIP or personal injury claims. After an accident it can be easy to think that an insurance company will come through for you, especially your own insurance company. However, contrary to what they say, insurance companies are not typically on your side.
At heart, insurance companies are a business that first and foremost care more about their bottom line than ensuring you are properly compensated for your injuries. Additionally, since most injuries sustained in a car accident are soft tissue injuries, it is very common for injury victims to find their injuries get worse in the days or weeks following their accident.
If you agree to an insurance settlement before you know the full extent of your injuries, you will most likely be unable to pursue any more compensation, as most insurance companies include in their settlement offers that no additional compensation beyond the settlement amount can be collected once the agreement is signed. Our Jacksonville car accident experienced attorneys know how to navigate this legal system and will fight for the compensation and justice you deserve after suffering injuries from a negligent driver.
Contact our firm today for a free consultation with our Jacksonville car accident lawyers!
We know their playbook — Jim Glober used to manage GEICO’s litigation office in Jacksonville. This experience allows us to understand how insurance companies defend against injury claims and how lawyers hired by insurance companies defend injury cases in court. We know which experts insurance companies hire and which arguments the insurance lawyers make in court. When you go to trial, it is a strategic advantage to know how the other side thinks.
Did you know that medical issues can occur years after a traffic accident? Serious injuries don’t always show immediate symptoms, so it’s wise for all parties involved in an accident to see a doctor immediately.
You can bet the other team knows that future medical bills may be on the horizon, and they’ll be trying to get you to settle for far less than you may need to take care of your current and future medical bills. Don’t allow anyone to rush you into a quick settlement, because you may be unaware of the extent of your medical needs and perhaps entitled to more compensation than they first offer.
Florida has personal injury protection insurance, also known as “no-fault insurance,” which all vehicle owners are required to carry. This insurance makes it possible to reimburse expenses up to $10,000, under certain circumstances. When an injury claim is filed under no-fault, the insurance company must send you a copy of a “bill of rights,” which is state-approved information explaining the benefits you are entitled to. A good Jacksonville car accident lawyer can help you understand that information and how to apply it to your medical bills.
At Glober + Glober Attorneys, P.A., our Jacksonville car accident team is primarily concerned about you and helping you understand the options you have available to protect your rights. When an auto accident has significantly changed your world, working with Glober + Glober Attorneys, P.A. gives you the following benefits:
- No initial outlay of money — you pay only if and when your case is resolved in your favor.
- A team that has worked together on all kinds of auto accident cases in Jacksonville and all of Florida — even those involving pedestrians, bicyclists, and motorcyclists.
- We don’t expect you to come and meet us if that’s not feasible considering your injuries. Instead, we’ll arrange to come to you on your schedule (weekends and evenings are fine too).
- Your first consultation is 100% free!
$1.2 Million Car Crash
$1.1 Million Fatal Alcohol Sale to Minor
$1.06 Million Truck Accident
“We wouldn't consider any other attorneys should the need arise again.” - Pat and Laura
“Anytime I need his help James Glober has always been there and his team by my side.” - Jessica Z.
“I got to know Jim Glober when he represented me in a legal claim related to serious injuries I received in a traffic collision. Jim was both personal and professional in an extremely difficult and trying time in my life.” - Max